3PedalMINI Posted July 9, 2012 Share Posted July 9, 2012 I am ALWAY ALWAY ALWAYS on time with my credit card payments, i most of the time pay a week or two early just so i don't have to worry about it. Today one of my cards were due and I set a time in my phone to remind me when everything is due on the due date JUST IN CASE. Ive been super busy and this one got away from me (thanks Iphone!) i just paid it but it shows it wont post until tommorow, does this mean its conisdered late? it says payments made before 5pm are posted the same day but i made the payment at 8pm? im a little worried, these companies are dogs and i dont want them to raise my interest rate because im a few hours over (even though i paid it on the due date) I pay my cards off every month anyway, i just dont want a ding on my credit history for a late payment get hit with a penalty interest Link to comment Share on other sites More sharing options...
billawd Posted July 9, 2012 Share Posted July 9, 2012 I think you have a few day grave period at least on my card I do check with the lender on Monday Link to comment Share on other sites More sharing options...
ArmyAcadia09 Posted July 9, 2012 Share Posted July 9, 2012 Should be good. And cards don't ding your credit till reported to collection agency. Don't sweat it Link to comment Share on other sites More sharing options...
Chase@InsanePaint Posted July 9, 2012 Share Posted July 9, 2012 You're fine bro. No worries at all. Most companies don't report ANYTHING until 30 days. Link to comment Share on other sites More sharing options...
Natch02 Posted July 9, 2012 Share Posted July 9, 2012 You will more than likely have to pay a late fee. I had the same thing happen 6 months ago. I called them and told them that I flat out missed it. They waived my late fee since I had made all previous payments on time. They do not report credit till you are 30 days late. Link to comment Share on other sites More sharing options...
ChargerMatt Posted July 9, 2012 Share Posted July 9, 2012 Exactly why I used my Discover card as my debit card and set up automatic withdrawals. Link to comment Share on other sites More sharing options...
Tim Posted July 9, 2012 Share Posted July 9, 2012 As others have said, your credit should be ok. If they try to ding you with a late fee, call and ask for a waiver. Plead your case, don't demand, they will likely remove it as a "one time gesture since you are such a good customer" like they tell most people that call. Sincerely Peggy from USA Prime credit. [ame=http://www.youtube.com/watch?v=JZU94rLRcb8]Peggy - USA Prime Credit - Transfer - YouTube[/ame] Link to comment Share on other sites More sharing options...
BlueGenCoupe Posted July 9, 2012 Share Posted July 9, 2012 if you paid it the day it was due, your ok. It normally takes a few days to show up in your account. Link to comment Share on other sites More sharing options...
MAYBEN Posted July 9, 2012 Share Posted July 9, 2012 you should be ok.. keep us posted.. Link to comment Share on other sites More sharing options...
Big O Posted July 9, 2012 Share Posted July 9, 2012 Since it was Sunday you probably will have some late fee's. Link to comment Share on other sites More sharing options...
Z71_Denali Posted July 9, 2012 Share Posted July 9, 2012 usually when a card is due on the weekends, they extend the due date to the next business day, i.e. Monday (today) so don't sweat it! its on time! even if you paid it before 5pm on a Sunday, the payment wouldn't actually go through until Monday Link to comment Share on other sites More sharing options...
BrianT Posted July 11, 2012 Share Posted July 11, 2012 My neighbor went away for three weeks and the mail man gave him my bill! I got the bill the dy befor it was due and called the CC company and they said they would take payment over the phone! Calling is always helpful, the want your business, so they will play nice! Now for the funny part... I was the one who took his mail in! Link to comment Share on other sites More sharing options...
Chewy Posted July 11, 2012 Share Posted July 11, 2012 (edited) You'll be FINE!!! At worst you'll have a late fee... I'm with you though... Pay everything off... My moto... If you don't have the money now, don't charge it. Our only debt is our home... Edited July 11, 2012 by Chewy Link to comment Share on other sites More sharing options...
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